Best Apps to Check Score

At first, we can say that having a clean name is the dream of millions of Brazilians. Therefore, with the economic crisis and thousands of accounts, it is not always easy to leave credit protection agencies. However, if you want to know how much your debt is, and what your score is like, check out the best apps to check your score!

The score is the score used by credit protection agencies to evaluate your experience as a consumer. In short, it works like a thermometer, that is, the closer to green you are, the better. If your score is red, it is a sign that you have a lot of debt on your CPF, or that you do not use the credit system frequently.

Therefore, if you want to check your score to analyze all your debts, or want to request extra credit and don't know what your score is like, check out the best apps to find out how to deal with your situation before credit protection bodies. ! Check out the best apps to check your score.

1 – Serasa

The official Serasa app is one of the best apps for checking your CPF registration status, in addition to your credit score. On the platform, we can consult various information involving the CPF, such as outstanding debts, protests and legal actions.

Furthermore, if you have debts, you may receive offers from partner companies to negotiate them. On the other hand, you can check an updated score, from 0 to 1000, indicating your chances of paying bills and debts correctly over the course of a year.

Currently, the Serasa system is widely used by banks and financial institutions for credit or loan analysis. Therefore, if you want extra credit, know that having a good score on the platform is essential.

2 – SPC Consumer

The official Credit Protection Service app allows you to check your score, in addition to viewing other information about your CPF. As the SPC database is different from the one used in Serasa, it is quite common to have differences from one platform to another. 

In the SPC Consumidor app, registration is done quickly. To do this, simply provide your full name, CPF number, date of birth and your mother's full name. After this process, it is now possible to see which debts are in your name and what your score is.

In this sense, SPC Consumidor also offers other resources, such as debt negotiation and consultation of legal actions related to the informed CPF. However, you must pay a fee of R$16.90 to access these functions.

3 – Digital CPF

Even though it is an app with few functions, CPF Digital is one of the best apps for checking your CPF status, because all you need to do is access it, simply register initially with your profile photo and password. Then, simply inform your CPF to find out what your situation is like.

On the other hand, if you have a National Driving License (CNH) registered with biometrics, it is possible to install a digital version of the app. Today, the Digital CPF system is widely used in thousands of institutions, to check the regular status of users. 

In addition, the application also has chat bot support and a messaging screen. On the screens, we can answer questions about bureaucratic issues, such as declaring Personal Income Tax, for example.

4 – GuiaBolso

GuiaBolso is a free app, very famous for helping people organize their finances. In practice, the app focuses heavily on general financial solutions, but it is also an excellent alternative for those looking for a complete service, including score consultation.

At GuiaBolso, you can consult your CPF, analyze your data and select financial products suitable for your profile. This way, in addition to seeing what your score is like, you can also find out what your current financial situation is like.

On the other hand, one of the advantages of the app is the possibility of unifying your accounts and cards on a single platform. This way, after settling any pending issues with your CPF, you will already have a platform to help you with your financial organization.

5 – Boa Vista Consumer

Very famous for negotiating debts, Boa Vista Consumidor is a free app created for those who want to take better care of their financial life. In the app, we can check the current status of our CPF, monitor bills and payments, view our credit score and even negotiate debts.

However, the application only displays debts with the original values, i.e., to find out the amount to be paid, you need to contact the creditor. Although it's a simple app, it's an excellent way to find out how your score is.

To access it, simply register, providing your full name, CPF, mother's name and create a login and password. Available for Android and iOS, it is one of the best apps for monitoring the status of your CPF. So, don't waste time and download the app as soon as possible!